PRomano
Fishizzle, I never use worms!
It could be a "White Fly"; they're called that.. They hatch on the Yellow Breeches in August but I'm not familiar with the Croton. They could be there also!
Here's a how to tie one from YouTube.
YouTube - Joe Ackourey's Fly Fishing Adventures: White Fly Hatch Part2
Here's a how to tie one from YouTube.
YouTube - Joe Ackourey's Fly Fishing Adventures: White Fly Hatch Part2